Does dividing your mortgage payment by five really chop 10 years off a 30-year loan?
Mortgage TipsTikTok The divide-by-five mortgage hack: real savings, exaggerated certainty Mortgage Mom1,350,523 viewsMarch 28, 2026TikTok misleading A viral TikTok says paying an extra one-fifth of your principal-and-interest each month can erase a decade of payments and save $133,000 in interest. The math is shakier than it sounds. Summary Mortgage Mom pitches a simple mortgage hack: […]
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