Published debunks
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The divide-by-five mortgage hack: real savings, exaggerated certainty
A viral TikTok says paying an extra one-fifth of your principal-and-interest each month can erase a decade of payments and save $133,000 in interest. The math is shakier than it sounds.
Five money rules for men: solid basics, shaky swagger
A viral TikTok tells men to avoid debt, stop trying to look rich, and just earn, save, invest, repeat. The budgeting tips are fine, but the macho framing and 1% hype mislead.
He says he will pay off your debt and build you an ATM business for free
Griff promises to pay off a follower’s debt and build another follower an ATM business free. The video offers no rules, proof of funds, or selection terms.
Do these five rich girl habits really build wealth?
A creator says credit cards, an FU fund, a personal brand, clear goals, and lazy girl income built her six-figure portfolio. Some tips are solid; others are hype-prone.
Four accounts you need? Mostly solid advice—until the Roth IRA math jumps the rails
A TikTok creator lays out four starter accounts: checking, high-yield savings, a no-fee credit card, and a Roth IRA. The list is sensible, but the $100-a-month-to-$1.2-million claim is not.
Five 2026 money habits: good advice with one risky absolute
A viral TikTok pushes monthly investing, a six-month emergency fund, and paying cards in full—then insists you should never use a debit card. That last bit overreaches.
Are big banks really paying 0.01% while Amex and Barclays pay 3% to 4%?
A viral clip warns Bank of America and Wells Fargo savers are losing to inflation and touts Amex and Barclays yields plus a 4% account with strings attached. Mostly right, with key omissions.
You can start investing with ETFs, but you still need to understand what you are buying
A viral girl math video pushes automation, tiny budgeting goals, and a simple ETF approach. Most of it is practical, but one investing claim skips crucial basics.